How our legal terms apply
Our legal terms cover the records we need to run an account, settle payment queries, and answer lawful requests. That includes the details you enter, access logs, and payment traces linked to UPI, Paytm, PhonePe, and Google Pay. We do not use those records for unrelated
-
1
purposes, and we keep them only as long as the rules in your location require. If local law changes the position, the stricter rule applies. Some features may stay closed until identity checks are complete or a payment is matched to the right account. Where access
-
2
or eligibility is discussed, it depends on local law and is available where local law permits. If you close the account, we still keep the minimum history needed for dispute handling, tax duties, and fraud screening, then remove or anonymise the rest when the retention period
-
3
ends.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.